Not only can the house be able to "mortgage loans", in the future, farmers can decorate their houses, buy furniture, home appliances, and apply for consumer credit! The “Starting Ceremony of the New Residential Loan Slip County Demonstration Zone†of the Agricultural Bank of Henan Branch was held in Jinheyuan Community, Xinxian District, Anyang. The Agricultural Bank signed a loan contract with 201 farmers in the Xinxian District, and 20 of them represented the new residential loan of 50,000 yuan per household. Henan Agricultural Bank's new residential loan slip county demonstration area is the second new rural residential loan demonstration zone established by the Agricultural Bank of Henan Branch after the new township. According to the relevant strategic cooperation agreement signed between the Agricultural Bank of China and the Huaxian New District, the Huaxian Agricultural Bank will provide 4001 households with a new residential loan of 5 years in the next three years, totaling more than 200 million yuan, which will effectively solve the farmers' construction. Housing funds are difficult. Stay in the right to pursue their legal responsibility! Mortgage buys furniture consumers are happy to be satisfied with the business. Under the promotion of the country, consumers dare to spend the money they earn in the future. Furniture companies can increase sales, and mortgages are also a good payment method for consumers. For the enterprise, more customers can be reached in this process, and the risk is zero. A person in charge of Chengdu Construction Bank revealed to reporters that buying furniture by installment loan is a new attempt of bank home improvement loans. From the previous color TV and building materials field to the furniture level for the first time, this strategy of using credit cards as the main payment method will give Consumers have more choices to meet the full range of customer needs. He also cites, for example, that your credit limit is only 10,000, but you can get four times the limit by buying furniture from a home improvement company. It is reported that since the introduction of mortgage loans in April this year, the number of people coming to consult has been endless, and the response is quite good. In this field, Sichuan's business volume is second only to Shanghai in China, ranking second in the country. The furniture loan will be turned into an innovative consumption model. “To spend tomorrow’s money to buy today’s things†is becoming a trend of consumption. It is not uncommon to buy house installments, purchase installments, and purchase installments. Recently, furniture companies have also been in bank with banks. Jointly launched the purchase of furniture interest-free installment payment services. Loans to buy furniture, or will become an innovative consumption model, driving a new development in the furniture industry. High-grade furniture enters the quality of high-grade furniture materials for ordinary white-collar workers. The noble and decent design always attracts the attention of many young white-collar workers who have just joined the work. However, from the current income level, they do not have the ability to buy high-end furniture, but their knowledge Quality determines their natural preference for furniture, and their growth potential in their career means that they must have the strength to become high-end furniture consumers in the future. So many young white-collar workers choose to pay in installments to build their dream home. Mortgage to buy furniture is a flower or a fire of the original. At present, consumers in many places in China can already purchase furniture by mortgage. Even if there is no economic ability at present, consumers can use installment payment in furniture stores such as Zhengzhou Ou Kailong and Changsha Meikejia. The way to buy your favorite furniture. In addition, Ningbo, Wenzhou, Nanjing and other places continue to have such furniture stores. Is this type of installment purchase of furniture a short-lived or will it burn the entire grassland with the power of the stars? Some merchants do this: Anyone who has a Zhengzhou hukou, has a permanent residence, has a stable job and earns income, ID card, household registration and housing certificate can be processed directly without a mortgage. The loan amount for each consumer is 2,000 to 50,000 yuan, the one-year loan interest rate is 5.58%, and the two-year loan is 5.76%. You only need to pay 5% to 20% of the down payment, and the repayment method is on a monthly basis. The practice of the Meikemei parent sand flagship store is different from the real estate or car installment payment business. This installment payment service does not require the consumer to pay the down payment, and the interest generated by the mortgage will be paid by the merchant instead of the consumer to the bank. This seems more attractive than the normal way of buying and selling furniture, especially for younger consumers. Loan shopping is not uncommon. The current mortgage purchase of furniture is also born, how far can it go? The creation of new things always brings new power and new hope, but new things need the market to test and take time to accept. Loan purchase of furniture can drive the rapid growth of furniture sales, giving consumers a comprehensive shopping enjoyment, but at the same time, consumers should always maintain a calm and cautious attitude, can not let themselves crazy debt.
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